:root{--max:1080px;--ink:#142b3d;--muted:#566b7b;--line:#d6e2e8;--primary:#173b59;--primary-ink:#173b59;--accent:#85d3e3;--accent-ink:#102b3d;--paper:#f8fafb;--mist:#edf5f8;--radius:14px}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:72px}body{color:var(--ink);background:var(--paper);margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.6}.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 22px}p,li,h1,h2,h3,summary{overflow-wrap:break-word}a{color:var(--primary)}:focus-visible{outline-offset:3px;outline:3px solid #0b5670;box-shadow:0 0 0 2px #fff}.site-header :focus-visible,.hero :focus-visible,.site-footer :focus-visible,.contactbar :focus-visible{outline-color:#a9e6f1;box-shadow:0 0 0 2px #071623}h1,h2,h3{letter-spacing:-.02em;line-height:1.15}h2{margin:1.4em 0 .5em;font-size:1.5rem}h3{margin:0 0 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2px;font-size:.98rem;font-weight:600;text-decoration:none}.menu-panel a:last-child{border-bottom:0}.menu-panel .menu-action{color:var(--accent);font-weight:800}.nav{gap:20px;display:none}.nav a{color:#ffffffe6;font-size:.95rem;font-weight:600;text-decoration:none}.nav a:hover{color:var(--accent)}.btn{text-align:center;cursor:pointer;border:0;border-radius:999px;min-height:46px;padding:13px 19px;font-family:inherit;font-size:14px;font-weight:800;text-decoration:none;display:inline-block}.btn-accent{background:var(--accent);color:var(--accent-ink)}.btn-accent:hover{filter:brightness(1.06)}.btn-quote{background:var(--primary);color:#fff}.btn-ghost-light{color:#fff;background:0 0;border:2px solid #fff;padding:10px 18px}.btn-outline{color:var(--primary);border:2px solid var(--primary);background:#fff}.hero{isolation:isolate;color:#fff;align-items:center;min-height:650px;padding:52px 0 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(width<=899px){.hero:after{background:linear-gradient(#071623c7 0%,#071623db 58%,#071623f0 100%),linear-gradient(90deg,#0716236b,#0716232e)}.hero-media img{object-position:57% center}}@media (width>=520px){.cta-row .btn{flex:none;min-width:200px}.quote-form{grid-template-columns:repeat(2,minmax(0,1fr))}.quote-form .field--wide,.quote-form .hp,.quote-form noscript{grid-column:1/-1}}@media (width>=760px){.container{padding:0 28px}.nav{display:flex}.menu{display:none}.brand{font-size:1.05rem}.site-header .btn{padding:11px 16px;font-size:14px}.cards{grid-template-columns:repeat(2,1fr)}.problem-grid{grid-template-columns:repeat(3,1fr)}.quote-layout{grid-template-columns:minmax(0,.85fr) minmax(430px,1.15fr);gap:56px}.foot-grid{grid-template-columns:2fr 1fr 1fr}.contactbar{display:none}.site-footer{padding-bottom:34px}}@media (width>=900px){.hero{min-height:680px;padding:68px 0 74px}.hero-copy{max-width:650px}}.crumbs{border-bottom:1px solid var(--line);color:var(--muted);background:#fafbfa;padding:10px 0;font-size:13px}.crumbs a{color:var(--primary);text-decoration:none}.crumbs a:hover{text-decoration:underline}.crumbs span{margin:0 6px}.crumbs span[aria-current]{color:var(--ink);margin:0;font-weight:600}.prose h2{margin:1.7em 0 .5em;font-size:1.35rem}.prose h3{margin:1.3em 0 .4em;font-size:1.08rem}.prose p:first-of-type{color:#1f3444;font-size:1.08rem}.prose ul.bullets{margin:.6em 0 1.2em;padding-left:1.15em}.prose ul.bullets li{margin:.35em 0}.disclosure{background:#edf3f6;border-top:1px solid #d8e3e8;padding:1.15rem 0}.disclosure p{color:#4d6070;max-width:78ch;margin:0;font-size:.82rem;line-height:1.55}.inline-links{flex-wrap:wrap;gap:.5rem .75rem;margin:0;padding:0;list-style:none;display:flex}.inline-links li{margin:0}.inline-links a{border:1px solid color-mix(in srgb, var(--primary) 25%, transparent);border-radius:999px;padding:.4rem .75rem;font-size:.95rem;text-decoration:none;display:inline-block}.inline-links a:hover{border-color:var(--primary)}.quote-form .consent{align-items:flex-start;gap:.6rem;margin:1rem 0 .4rem;display:flex}.quote-form .consent input[type=checkbox]{flex:none;width:1.15rem;min-width:1.15rem;height:1.15rem;margin-top:.2rem}.quote-form .consent label{margin:0;font-size:.82rem;font-weight:400;line-height:1.45}.quote-form .consent-links{margin:0 0 1rem;font-size:.82rem;line-height:1.45}.quote-form .consent-links a{color:inherit;text-decoration:underline}.quote-form .hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.legal-page{max-width:46rem}.legal-page h2{margin-top:2rem;font-size:1.15rem}.legal-page ul{margin:0 0 1rem 1.1rem}.legal-page li{margin-bottom:.45rem}.site-footer h2{color:#fff;margin:0 0 10px;font-size:1rem;font-weight:700}.crumbs a{text-decoration:underline}.legal-page .fineprint{color:var(--muted)}.hero .eyebrow{color:#d9f6fb}.btn-accent{color:var(--accent-ink)}@media 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